Personal Insurance
Take control of your financial future with Straight Forward Life & Annuity.
Types of Personal Insurance
At Straight Forward Life & Annuity, we offer three types of insurance. Each has its own characteristics.
What Each Type of Coverage Does
Life
- Protect
- Provide protection for your loved ones in the event of death.
- Provide
- Offer financial security for the ones who depend on you.
- Help
- Can be used to help cover funeral costs, estate tax bills, and other debts.
Disability
- Earn
- Helps protect income if you become unable to work due to illness or injury.
- Aid
- Pays a portion of your salary while you are disabled.
- Cover
- May provide additional benefits such as coverage for medical expenses.
Long Term Care
- Pay
- Designed to pay for long term care services when needed.
- Care
- Covers care received in a variety of settings, including nursing homes, assisted living facilities, & more.
- Preserve
- Can help preserve assets by covering expensive long term care costs.
Frequently Asked Questions
What types of insurance coverages are available?
There are many different types of insurance coverages available depending on one's needs. These include life insurance, disability income insurance, long-term care insurance, health insurance, & more.
Can I combine different types of insurance policies?
Yes, most insurance companies offer bundled packages that allow customers to combine multiple policies into one package. This allows customers to save money by taking advantage of discounts and other benefits from bundling together different types of policies.
How do I know how much coverage I need?
When determining how much coverage you need, it is important to consider your current financial situation as well as any future goals you may have. Additionally, factors such as age, health, lifestyle, and occupation will also affect the amount of coverage you will require. The best way to learn about your options is to reach out to us!
Are there any reliable insurance companies?
Straight Forward Life & Annuity works with more than 50 highly rated insurance companies in order to provide options that meet customer needs and fit within their budget. Each of these companies has a strong reputation for reliability and being able to provide quality coverage when needed. Some of the highly rated companies we work with include MetLife, Prudential, Nationwide, and Allstate.
Not sure where to start?
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